However, the price you’re quoted for will vary depending on your personal information and property details.Īfter gathering sample quotes on standard homes in various cities in the state, we found home insurance in Vermont to typically cost around $70–$150 per month. This was $315 per year lower than the national average of $1,249. How much does home insurance in Vermont cost?Īccording to the Insurance Information Institute (III), the state of Vermont had one of the lowest average insurance rates in the country in 2018 at $935 per year or $77.92 per month. Wind and hail deductibles apply to claims from damage related to wind or hail, whereas all-peril deductibles apply to other scenarios. For example, if your deductible is $2,000 and you file a claim for $20,000 in repairs, your provider will pay $18,000 after you pay the deductible.
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